Depending on the type of procedure involved, surgery can restore your mobility, improve your comfort, or even make the difference between life and death. At some point, however, you find yourself saying, “I need surgery but have no insurance.” In reality, paying for surgery without relying on insurance can work out just fine. Let’s examine some important facts and benefits regarding no insurance surgery in Houston.
What Is a No Insurance Surgical Procedure?
To put it simply, a no insurance surgical procedure is one you pay for through alternatives to health insurance coverage.
Another option involves flat payment up front, either with cash or with a cashier’s check. For instance, if you needed to have a painful bursa removed from your elbow and you availed yourself of NW Surgery’s DirectPay plan, you would pay a flat $4,000 for the entire procedure. (Keep reading for an explanation of DirectPay.)
The Benefits of No Insurance Surgeries
“I need surgery and have no insurance, where can I get help?” Before you sink into despair over your situation, stop to consider the very real benefits of skipping the insurance altogether. These benefits can include:
Cost savings for patients – Without health insurance, your practitioner can proceed without the added costs of health insurance procedures and paperwork, passing the savings onto you.- Reduced wait times for procedures – Health insurance issues can drag out the total time involved in receiving treatment. Generally speaking, the earlier you receive surgery, the better.
- More personalized care and attention from medical professionals – When your surgery is entirely between you and your medical team, you can receive more personalized treatment and more responsive care, free from concerns over what’s covered and what isn’t.
- Greater flexibility in scheduling and choosing the surgeon – No matter how extensive your in-network insurance coverage may appear, it can’t beat unlimited access to any surgeon you want, including the finest in Houston.
How to Prepare for Your Surgery
With or without insurance, you must prepare yourself for your upcoming surgery by educating yourself on some key points. Ideally, you should research the procedure in question even as you’re researching the credentials of your prospective surgeon. You should make sure you know the total final price tag attached to your surgery. Don’t forget to make plans for any necessary pre-surgical or post-surgical care you may need.
Why NW Surgery Is a Great Option for Surgery Without Insurance
NW Surgery makes it easy to receive high-quality orthopedic surgery with no insurance. Our facility, the leading physician-owned orthopedic surgery center in Houston, enjoys a reputation as the finest in the city thanks to our experienced management and world-class surgical experts. Our services include spinal fusion surgery, arthroscopic joint repair, laminectomy, fracture treatment, epidural injections, rhizotomy, spinal cord stimulation, and ketamine therapy.
Introducing DirectPay with NW Surgery
If you’re looking for one more great reason to schedule your procedure with NW Surgery, allow us to introduce you to DirectPay. This program bundles all the expenses of your surgery into one flat, transparent, fair-market price. You’ll know exactly what you’re paying, with no ugly surprises or puzzling extras. Best of all, you’ll be getting the highest standard of surgical skill for your dollar.
Get the Facts — and Then Get That Surgery!
As you can see, a no insurance surgery in Houston allows you to get the care you need with fewer limitations and hassles than insurance providers frequently impose. In the end, however, it’s up to you to weigh all your options and make informed choices about your surgical practitioner, procedure, and payment method. If you’d like to learn more about the options we offer at NW Surgery or you have questions about our DirectPay program, contact us today to schedule a consultation.
